No matter how positive you are about keeping up with a budget, sometimes it becomes hard to maintain. Sometimes you get quite busy, at times you feel exhausted and at other times, it slips your mind. These circumstances play a huge role in making your budget inaccurate. If you are trying to save money for a better tomorrow, showing laziness or forgetfulness will not help you.
If you are unable to keep up with your budget due to any reason, rather than making changes to the budget every night before going to bed, you should try some budgeting apps. These apps will save your time and allow you to update your budget anywhere and anytime as soon as you make a purchase. Following are four most top-rated budgeting apps you should try out.
Mint is a free app for iPhone, iPad, and Android devices. It assists users in spending cautiously and save more. You don’t need to make different budgets for different accounts. This app pulls all of your accounts, investments, and cards into one place. It exhibits your spending in charts and graphs to give you a better picture. It also allows you to organize your financial goals such as paying off debts, buying a house, or saving up for a trip. You can also get expert advice and set a reminder so that you can pay your bills on time.
2. Personal Capital
Personal Capital gives you a complete view of your earnings, expenses, and investments. You can control all of your accounts in one place. It is a free app and is available for various operating systems of desktops, laptops, mobile, and tablets such as Mac OS X, Windows, Android, iOS, Blackberry OS, Windows Phone, and much more. It not only assists you in managing your money, but it also gives you a 360° view of your financial life, tracks investments, reviews allocated assets, checks your portfolio, provides advice from experts, and helps you achieve your financial goals.
PocketGuard is another free app to manage all of your accounts. It helps you keep an eye on your money inflows, outflows, and bank balances. It automatically creates a budget plan so that you don’t have to. It allows you to compare your monthly spending to get an insight into your spending habits. It also helps you make smart buying decisions, alerts you about upcoming bills, keeps a track of paid bills, and much more. It is available for both Android and iOS devices.
4. Level Money
Level Money provides a personal spending guide to let you spend safely. You can even create your personalized trackers or generate a ready-made tracker. You can easily browse transactions from all your accounts in a single app. It gives you an idea of how much you can spend after spending on essentials like bills. It has a unique and attractive layout and is available on both Android and iOS devices.