With the huge spike in demand, prices for deck boards and fence posts more than doubled — and supply dried up. Similar with framing lumber, the sort used to make the skeletons of single family homes. The categories of home improvement surging the most, though, have to do with work outside the house — simply exterior of it, that’s, primarily within the backyard.

A home fairness loan or home fairness line of credit score can let you borrow in opposition to the fairness in your house. Neither of those loans would require you to alter the phrases or interest rate of your present mortgage. However, you’ll pay a better interest rate than you’ll with a cash-out refinance, and you’ll take on an additional month-to-month cost. When you do a cash-out refinance, the money you get is tax-free. Yes, you’ll have to pay it back as part of your mortgage steadiness, …